Afternoon Tea & Networking at Stanmer House – 22nd August 2018

Wednesday 22nd August, from 3:30 PM – 5:00 PM

Join us at Stanmer House in Brighton for networking and a spot of traditional afternoon tea.

Arrive from 3:30 to mingle with other guests, followed by a selection of finger sandwiches, mini cakes and homemade scones, plus tea or coffee, all for just £18 + booking fee.

Please feel free to share the invite – we hope you can join us.

NOTE: If the booking widget hasn’t appeared above this message, you can book directly on the Get Invited page for this lunch. We can still take BACS payments in exceptional circumstances, but this must be done by prior arrangement with us at info@ladieslunchclubs.co.uk.

Please note that by signing up to one of our events we believe that we have a legitimate interest in keeping you updated about future events. Each email communication you receive from us will have the option to remove your e-mail address from our list. Alternatively, you can email info@consortiumbiz.co.uk. You can read more about how we manage your data in our Privacy Policy.

Summer BBQ Networking at Mailmaison Brighton – 31st July 2018

Tuesday 31st July 2018, from 5:30 PM – 7:30 PM

Sponsored by:

Consortium Business Solutions

Consortium Business Solutions

Join us at Malmaison in Brighton for a summer BBQ-themed networking event with other like-minded businesswomen.

With stunning sun trapped terraces overlooking the Marina, it really is the place to relax and meet new contacts.

Arrive from 5.30 to mingle over a complimentary cocktail, before tucking into a delicious barbecue for £30 plus booking fee.

Please feel free to share the invite – we have no membership fees, no long-term commitments just good food and good company!

*Free parking available

NOTE: If the booking widget hasn’t appeared above this message, you can book directly on the Get Invited page for this lunch. We can still take BACS payments in exceptional circumstances, but this must be done by prior arrangement with us at info@ladieslunchclubs.co.uk.

Please note that by signing up to one of our events we believe that we have a legitimate interest in keeping you updated about future events. Each email communication you receive from us will have the option to remove your e-mail address from our list. Alternatively, you can email info@consortiumbiz.co.uk. You can read more about how we manage your data in our Privacy Policy.

Worthing Newsletter – April 2018

Hello and welcome to our April newsletter!

We are looking forward to another busy couple of months following the success of our last few lunches.

We hope you enjoyed our Worthing lunch at Casa Ciro on 11th April, there certainly was great feedback on the day! We are looking forward to our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these dates are already selling out fast so please book soon to avoid disappointment!

There is also still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact info@consortiumbiz.co.uk 

We have a few Upcoming Special Events:

4th May - ‘Where Cricket Meets Ladies Day
With special guest speaker, Celia Delaney. It should be a great day and don’t forget there will be a prize for the best dressed Lady on the day – so get your glad rags out!!

8th May - Networkout Club at The Grand Brighton
Join us for a unique fusion of traditional business networking with fitness training. This version is the run series. Followed by Breakfast in the The Grand’s Sp@ Café with use of the lovely showers and changing facilities.

24th May - Consortium’s Seminar: What is a Marketing Strategy and why do you need one? - tickets are still available to book at 1st Central Cricket Ground, Hove.

24th May - Consortium’s FUNdraising Charity Quiz night!!
At the Egremont Pub in Worthing, all proceeds will be in aid of Sussex Cancer Fund. Tickets are still available for teams of 4, or individuals – it’ll be fun and there will be bar food available too!

4th July  - Afternoon Tea at The Grand
This will be hosted by the fabulous local Charity, Sussex Cancer Fund and will offer the infamous afternoon tea at a very reasonable price with at least £10 per head going to the Charity.

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

Our next Worthing lunch will take place on 13th June at Liming Mexican Grill & Bar sponsored by Bennett Griffin. The venues will be rotated for the remaining lunches this year – further details will follow in the next few newsletters.

We hope you can join us!

Grandparents and Divorce – The Forgotten Victims

When it comes to divorce, a great deal of focus is put on the nuclear family – the parents and the children.  Grandparents are often left in the dark, wondering if, how and when they will ever see their beloved grandchildren again.  This can be especially true for the paternal grandparents if the children live predominantly with their mother, as it is only natural that in most cases, she will prioritise her parent’s relationship with her children.

Resolution, a group of 6,500 family law solicitors who follow a Code of Practice to promote a constructive, non-confrontational approach to family matters, states that grandparents are in a unique position of being able to help children through their parents’ divorce by providing a listening ear and talking to them about how they are feeling[1].

Anger and blame

Every parent wants to protect their child, whether they are four years old or forty.  If your son or daughter’s marriage or cohabitation has disintegrated, it is human nature to want to take sides.  However, in order to support your grandchildren, this is best avoided.  In most cases, the best role you can play is a supporting one.  Both the parents and the grandchildren need reassurance that although things are difficult now, life will get better in time.

Can I insist on seeing my grandchildren if the parents are divorcing?

Grandparents do not have an automatic legal right to have contact with their grandchildren.  If one or both parents are preventing you from having contact with your grandchildren (either by in person or by phone, email etc), and you have done your best to address the situation through informal means, you will need to take advice from a family law solicitor.

The family law system in England and Wales is designed to help parties resolve family law disputes between themselves.  If gentle approaches such as writing a letter to the parents fails to change the situation, your solicitor may suggest a round-table negotiation or mediation session to try and break the stalemate.

Mediation and negotiation are both voluntary processes.  Your solicitor can invite the parents to attend a Mediation Information and Assessment Meeting (MIAM) to establish if mediation is suitable.  However, they cannot be forced to attend, although such a refusal may be seen in an unfavourable light by the judge should the matter proceed to the Family Court.

If negotiation or mediation are unsuccessful in resolving the dispute or the parents refuse to attend mediation, grandparents can apply for a Child Arrangement Order under section 8 of the Children Act 1989.

In most cases, grandparents must obtain leave from the court to apply for a Child Arrangement Order.  In deciding whether to grant leave, the court will have regard to:

  • The nature of the proposed application for the Order;
  • The applicant’s connection with the child;
  • Any risk there might be of that proposed application disrupting the child’s life to such an extent that it would harm them.

The most important point to remember when going through the court process is the judge is concerned with your rights to see your grandchildren only to the extent of their welfare.  The welfare of the child is the overriding consideration of the Family Court; therefore, the decision as to whether to grant a Child Arrangement Order and what form the Order will take depends on the importance of the grandparental relationship from the child’s point of view.

What rights do I have if social services are involved with my grandchildren?

If your grandchildren’s parents are experiencing problems and social services have become involved, you may be able to obtain a Special Guardianship Order so you can take over the care of your grandchildren.

A Special Guardianship Order is an order appointing one or more individuals to be a child’s special guardian.  It has been described as ‘a half-way house’ between residence orders and adoption orders.  Parental responsibility is conferred with Special Guardianship, meaning you can make decisions regarding the day-to-day care of the children, their schooling and medical requirements.

In cases where the children are very young, or the parents are permanently unable to take care of them, you may wish to apply to adopt your grandchildren.  If you wish to adopt your grandchild, the parents will need to give their consent unless:

  • they cannot be traced
  • they’re incapable of giving consent, e.g. due to a mental disability
  • the child would be put at risk if they weren’t adopted

Making the decision to adopt a grandchild is not one to be taken lightly.  It is therefore important you speak with your solicitor and other professional support services when considering such a step.

Final words

The relationship between grandparents and their grandchildren is often not given the credit it deserves.  Grandparents provide love, warmth, security, wisdom, and attention to children.  If your grandchildren’s parents are separating or experiencing personal difficulties, your presence is crucial to provide stability and support.  If the ability to be a loving presence in your grandchildren’s lives is being withheld, you should seek legal advice.

Bennett Griffin are award-winning solicitors based in West Sussex with offices in central Worthing and Ferring.  Our experienced and specialist solicitors offer a comprehensive service and will work with you in an honest, considered, and practical manner.  Our family law team can advise and represent you in matters regarding your grandchildren.  Please contact us on 01903 229 999 or by email at info@bennett-griffin.co.uk for more information.

The information contained in this article is for general guidance only and is not intended to be legal advice. Professional advice should always be taken on the application of the law in any particular situation.


[1] http://www.resolution.org.uk/grandparents/

Upcoming Events

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here

Worthing
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Tunbridge Wells Newsletter – April 2018

Hello and welcome to our April newsletter!

We are looking forward to another busy couple of months following the success of our last few lunches.

We hope you enjoyed our Worthing lunch at Casa Ciro on 11th April, there certainly was great feedback on the day! We are looking forward to our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these dates are already selling out fast so please book soon to avoid disappointment!

There is also still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact info@consortiumbiz.co.uk 

We have a few Upcoming Special Events:

4th May - ‘Where Cricket Meets Ladies Day
With special guest speaker, Celia Delaney. It should be a great day and don’t forget there will be a prize for the best dressed Lady on the day – so get your glad rags out!!

8th May - Networkout Club at The Grand Brighton
Join us for a unique fusion of traditional business networking with fitness training. This version is the run series. Followed by Breakfast in the The Grand’s Sp@ Café with use of the lovely showers and changing facilities.

24th May - Consortium’s Seminar: What is a Marketing Strategy and why do you need one? - tickets are still available to book at 1st Central Cricket Ground, Hove.

24th May - Consortium’s FUNdraising Charity Quiz night!!
At the Egremont Pub in Worthing, all proceeds will be in aid of Sussex Cancer Fund. Tickets are still available for teams of 4, or individuals – it’ll be fun and there will be bar food available too!

4th July  - Afternoon Tea at The Grand
This will be hosted by the fabulous local Charity, Sussex Cancer Fund and will offer the infamous afternoon tea at a very reasonable price with at least £10 per head going to the Charity.

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

Our next lunch will take place on 5th June – we hope you can join us!

We still have an opening for Sponsorship for our popular lunch in Tunbridge Wells. If you are a local business and would like to boost your brand, full sponsorship details can be found here.

You might be toying with the idea of setting up your own business, or have already taken the leap and set up on your own – congratulations! The professional services sector is a popular industry for start-ups with a varied range of consultants and specialised business services providers.

Read our top tips on how to set the best foundation for a successful business:

  1. Pick and define your business niche

You will need a clear idea of what solution your business is going to provide and which of your future customers’ pain points you can solve. Do you have a specific skill set combined with relevant experience that other people would be willing to pay for? Identify your core service and consider potential complementary services that you or business partners could provide to enhance your offering. Define what you as a company and individual stand for.

  1. Research and refine your ideal customer

Once you have identified your company ethos and service proposition, put some time aside to do extensive research into your ideal customer as well as the environment they operate in. How many other companies are there who offer the same or a similar service that you will need to compete with? What sets you apart? Are there government initiatives or other external factors that would aid or obstruct your efforts?

  1. Have a financial back up plan

It is likely that you may not earn much in the early days. You may have chosen to stay in part-time employment whilst you work on setting up your own business, in which case the financial risk is manageable. If you have decided to leave your current job and run your business full-time, you will need a financial back up plan as it takes time to set up a successful and profitable business. Do you have any savings, or would family and friends be able to lend a helping hand if the business doesn’t take off as planned?

  1. Surround yourself with like-minded people

Make sure your family and close friends are on board with the idea and will be able to support you if the going gets tough. Join local start up initiatives, engage in dialogue with other businesses in a similar situation and be prepared to take their advice, or at least consider their point of view. Think about partnerships with other companies who may be able to refer business to you and be pro-active in asking for recommendations and making new connections.

  1. Be adaptable

The business environment is ever changing and only those business owners who can adapt will be able to run a successful business in the long term. There will be a whole range of skills you may need to learn in order to run a business, such as bookkeeping, HR, IT and/or sales, until you are in a position to employ staff or outsource to specialist providers. You may need to tweak or expand your service offering to fulfil your customers’ needs so encourage open dialogue with your customers and keep an open mind.

  1. Have a marketing strategy

Plan and write down how you are going to launch the business and market it to your identified customer base over the next 12 months. Set specific objectives of what you want to achieve and work out how you are planning to achieve them. If you would like some help with this, we would love to help.

Consortium Business Solutions was established in 2013 by Lara Squires and offers marketing and business development solutions to the professional services sector. Now consisting of five staff members, the team provide marketing support through traditional and digital channels, alongside social media consultancy services and event organisation.

You may also be interested to read Lara’s personal account of having set up her own business in this blog post ‘5 lessons I’ve learnt setting up my own business’ which was in our March newsletter too.

Upcoming Events

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here
Worthing
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Eastbourne Newsletter – April 2018

Hello and welcome to our April newsletter!

We are looking forward to another busy couple of months following the success of our last few lunches.

We hope you enjoyed our Worthing lunch at Casa Ciro on 11th April, there certainly was great feedback on the day! We are looking forward to our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these dates are already selling out fast so please book soon to avoid disappointment!

There is also still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact info@consortiumbiz.co.uk 

We have a few Upcoming Special Events:

4th May - ‘Where Cricket Meets Ladies Day
With special guest speaker, Celia Delaney. It should be a great day and don’t forget there will be a prize for the best dressed Lady on the day – so get your glad rags out!!

8th May - Networkout Club at The Grand Brighton
Join us for a unique fusion of traditional business networking with fitness training. This version is the run series. Followed by Breakfast in the The Grand’s Sp@ Café with use of the lovely showers and changing facilities.

24th May - Consortium’s Seminar: What is a Marketing Strategy and why do you need one? - tickets are still available to book at 1st Central Cricket Ground, Hove.

24th May - Consortium’s FUNdraising Charity Quiz night!!
At the Egremont Pub in Worthing, all proceeds will be in aid of Sussex Cancer Fund. Tickets are still available for teams of 4, or individuals – it’ll be fun and there will be bar food available too!

4th July  - Afternoon Tea at The Grand
This will be hosted by the fabulous local Charity, Sussex Cancer Fund and will offer the infamous afternoon tea at a very reasonable price with at least £10 per head going to the Charity.

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

Tickets are selling fast for the next Eastbourne lunch on 18th May at the Grand Hotel, sponsored by Humphrey & Co. Be sure to book your places soon!

Cash And Digital Payments In The New Economy

One of the announcements in the Spring Statement was the possible demise of the 1p and 2p coins and the £50 note, but for different reasons. It seems that more and more of us are paying for small transactions such as our morning coffee by using contactless payments.

Those who do pay in cash and where the cost is say £2.99 we put the penny change in the charity pot and many are thrown away! The £50 note has been linked to money laundering and other illegal cash-based payments.

The increase in contactless transactions and consequent reduction in the number of small coins in circulation will have a significant impact on the charity sector as many are reliant on peoples’ small change being donated outside supermarkets and stations.

The consultation on the future of cash in the economy also considers the role of cash in tax evasion and illegal activities. The vast majority of traders and businesses accepting payments in cash will do so honestly. However, in some cases, the anonymous and untraceable nature of cash transactions is perceived to facilitate tax evasion, hidden economy activity, or money laundering. This harms the honest majority of businesses who find it harder to compete, and means less money goes towards our vital public services.

HMRC are aware that payments in cash can be a problem for tax compliance. In some cases, this is because taxpayers find it difficult to keep accurate records of all their transactions. HMRC have identified that cash is used by a small minority of people to hide or disguise their taxable income by not reporting, or under-reporting, what they owe.

The consultation paper suggests that the increasing use of digital payments and reduction in the use of cash could have a positive impact on increasing tax compliance and decreasing money laundering. However, the increase in digital payments may only have a limited impact, if the dishonest minority continue to use cash to hide or suppress their income. Could the next step be to make it mandatory to pay your window cleaner or gardener electronically? Not yet…

Upcoming Events

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here
Worthing
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Brighton & Hove Newsletter – April 2018

Hello and welcome to our April newsletter!

We are looking forward to another busy couple of months following the success of our last few lunches.

We hope you enjoyed our Worthing lunch at Casa Ciro on 11th April, there certainly was great feedback on the day! We are looking forward to our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these dates are already selling out fast so please book soon to avoid disappointment!

There is also still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact info@consortiumbiz.co.uk 

We have a few Upcoming Special Events:

4th May – ‘Where Cricket Meets Ladies Day
With special guest speaker, Celia Delaney. It should be a great day and don’t forget there will be a prize for the best dressed Lady on the day – so get your glad rags out!!

8th May – Networkout Club at The Grand Brighton
Join us for a unique fusion of traditional business networking with fitness training. This version is the run series. Followed by Breakfast in the The Grand’s Sp@ Café with use of the lovely showers and changing facilities.

24th May – Consortium’s Seminar: What is a Marketing Strategy and why do you need one? - tickets are still available to book at 1st Central Cricket Ground, Hove.

24th May – Consortium’s FUNdraising Charity Quiz night!!
At the Egremont Pub in Worthing, all proceeds will be in aid of Sussex Cancer Fund. Tickets are still available for teams of 4, or individuals – it’ll be fun and there will be bar food available too!

4th July  - Afternoon Tea at The Grand
This will be hosted by the fabulous local Charity, Sussex Cancer Fund and will offer the infamous afternoon tea at a very reasonable price with at least £10 per head going to the Charity.

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

Our next Brighton & Hove lunch will be on 8th May sponsored by Sarah Hurst Skin & Beauty hosted at The Ginger Pig Pub, we are expecting a sell out so be sure to Book Your Ticket.

Keeping your Skin Safe and Beautiful this Summer

We love sunshine in the UK but it often comes with dire warnings about cancer and the damage it can do to our skin.  Fortunately, although these threats are real and serious, they don’t mean we should hide away from the sun completely.  Taking a few sensible precautions will allow you to enjoy the sun and gain all the health benefits it offers.  It’s not just about applying sunscreen and avoiding the hottest part of the day.  How you apply the sun protection and the type of sunscreen you use can help to keep your skin not only safe, but beautiful.

Application

The most common mistake people make with sunscreen is not applying it often enough.  Many of us apply sunscreen before leaving the house but rarely reapply more than once or twice at the most.  This simply isn’t enough for adequate sun protection.  Not only should sunscreen be applied every two hours and before and after swimming, people should also apply it in a much thicker layer than they generally do.  Regardless of how high the SPF is, experts recommend that people apply sunscreen in a ‘thick, buttery layer’ for the full effect.

SPF

Another misconception is that you need a very high SPF sunscreen to prevent sunburn and you only need to apply it once a day.  Sunscreens of any SPF need to be applied often and if you follow the application instructions above, an SPF of 15 to 25 can filter out 94% of the sun’s rays.  These are actually a better option as higher SPF sunscreens often contain chemicals which can become dangerous free radicals when left on the skin.  A lower SPF sun cream applied properly is all you need to stay safe.

Environ RAD sunscreen has an SPF of 15 with sun filters, Butyl Methoxydibenzoylmethane (UV-A) and Octyl Methoxycinnamate (UV-B,) and sun reflectants, Titanium Oxide, to protect the skin from UVA and UVB irradiation.  It also has a free radical scavenging system, including vitamins beta-carotene, C and E, to keep the skin safe from sun damage and pollutants.  Environ RAD is suitable for all ages including babies.

Anti-Oxidants

Not many people realise how beneficial anti-oxidants can be in a sunscreen.  They work to remove damaging free radicals in the skin and help protect the skin from premature ageing and studies have shown them to be a powerful force to combat skin cancer.  Vitamins, particularly vitamin A, C, E, B3, B5, B12 and D are hugely important to protect skin with vitamin A being the most important as it can help make skin less sensitive to the sun.  It helps to suppress some of the damaging chemical cascades triggered by sun expose and can prevent, as well as reverse, the detrimental effects.  For a boost of vitamin A and other beneficial vitamins, take the Advanced Nutrition Programme’s Skin Defender supplement combined with Environ RAD as the perfect combination to protect sun exposed skin.  This supplement is suitable for vegetarians and vegans, encourages skin renewal and contains key vitamins, herbs and plant extracts to nurture skin.

Sun Benefits

In our preoccupation with protecting our skin from the sun, we sometimes forget that sunshine is good for us.  Not only does daylight have significant positive effects on mental health and overall wellbeing, it also provides the body with vitamin D which is vital in many bodily functions including keeping the skin healthy.

Applying the right sunscreen properly allows everyone to feel good in the sunshine this summer without worrying about damaging their skin or causing it to age prematurely.  At Sarah Hurst Skin and Beauty, we stock Environ RAD sunscreen which contains all the best vitamins and anti-oxidants to protect your skin without any harmful chemicals. Combined with Skin Defender, you really are protecting the skin in the best way possible.  Call us on 01273 270709 for advice on how to keep your skin beautiful this summer.

Upcoming Events

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here
Worthing
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Hastings Newsletter – March 2018

We are sorry to announce that the Hastings lunch at the lovely Wild Mushroom, has been placed on hold until further notice.

As you may know we have been running the Ladies Lunches since 2005 on a not for profit basis alongside our core business, Consortium. Due to some exciting projects we need to concentrate our resources on our main business and have therefore decided to focus on our other four locations, across Sussex and Kent.

We would love to see you at the other lunches and these are available to book on the dates below.

We are happy for the lunches to be run again at a future date. If one of our lovely ladies and/or Members would like to assist, please contact yasmin@consortiumbiz.co.uk.

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Worthing
11th April 2018 – Book Here
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Tunbridge Wells Newsletter – March 2018

Hello and welcome to our March newsletter!

We are looking forward to another busy couple of months following the success of our two March lunches.

We hope you are all looking forward to an early Easter this year and keep some room after all those lovely chocolate eggs for our ladies lunches. If you haven’t already done so, you could win some lovely Lindt chocolate eggs by entering our competition to guess how many eggs are in the jar, by visiting our Consortium Competition here. Hurry though as the Competition closes on Tuesday 3rd April at 9am!

We hope you enjoyed the sell out Brighton & Hove lunch on 13th March and the Eastbourne lunch on 23rd March. We’re looking forward to more exciting lunches throughout April and May, with our Worthing lunch at Casa Ciro on 11th April, our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these are already selling out fast so please book soon to avoid disappointment!

If you would like to boost your business or personal profile, you can be added to our Membership Directory for as little as £20 plus VAT. There is still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact yasmin@consortiumbiz.co.uk 

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

5 lessons I’ve learnt setting up my own business’

Consortium-Blog-post-headers-2

So it’s tough setting up a business and then as if that’s not bad enough you then have to keep that early day enthusiasm and energy to enable the business to keep going and growing.

Being asked by the team to write this blog I didn’t really know where to start so I thought I would divide it into the 5 key areas which I can then share lessons that I have learnt on the way…

  1. Money – you won’t earn much… or in fact any in the early days! You need to be prepared for this and able to survive without an income. I was extremely fortunate to have a supportive husband who picked up the slack for the first few months. We got lucky (or you could say planned well) in that we had a retained client lined up before we started so knew we had a basic income from the get go. However, you need to know your numbers – what does profit look like, how much do I need to sell to make money etc. Be lean, don’t get into debt if you can help it and stay focused on what you are trying to achieve.
  2. Time – you need lots. Are you willing to work weekends evenings and eat, sleep and breathe your new business? You’d better love it as it will take up all of your waking (and sometimes sleeping) thoughts. It does of course get better the further in you get, but in the early days I remember thinking ‘God I am working hard but not earning much’. It’s important that you are prepared for this and can ride through it.
  3. Clients – There are two key things here;
    1. They are not your employer. It is hard to transition from employee to consultant. There are no bonuses or pats on the back, it’s you delivering a product or service and getting your invoice paid. It can feel like a thankless slog at times but the fact that they are working with you, paying your invoices and listening to what you tell them to do needs to be enough.
    2. Work with people who you like! This is one of the biggest perks of running your own business. You don’t have to work with people who don’t share your values or whom you simply don’t gel with. This is one of my favourite bits of running my own business!
  4. Staff – It is often said if only my business didn’t have clients or staff I would be a happier person. Of course that isn’t true as for a start you would have no business. However, having now reached the grand headcount of 5 I can see where the people who say that are coming from. Firstly, you will think no one is as good at what you do as you (given), secondly no one cares about your business as much as you (why should they) so putting these two things aside its really vital to work with people who you like (see above). Life is too short to spend up to 40 hours a week in the company of someone who you don’t like! When starting out you also have to assume the role of HR Manager, IT Manager and Finance Manager so you will be getting inundated by these staff on any issue falling under these brackets… so you must get good at learning new skills or delegate to others who are better at it. Also reward generously where you can, be the boss you always wish you had when you were an employee whilst keeping a firm eye on not becoming that boss who everyone didn’t like…
  5. Mentors – Since the beginning of Consortium I have had a mentor in my business life. My first mentor saw me through the tricky stage of my business partner leaving after 9 months. Now this could have been the end of us but by surrounding myself with people who believed in me and could help point out if I was going off course we kept it together. My current mentor is a very successful businessman and whilst we have very different aspirations for our respective businesses I respect him hugely and he helps me focus and push through the difficult stages. So big tip – get a mentor!

I hope there are a couple of ‘nuggets’ in here for you if you are starting up or thinking about it. It’s a brave new world out there – I say ‘Go do it!’ but then I would…!

If you would like help setting up a business or would indeed like to grow your existing business we can help. Please use the form below to get in touch.

Upcoming Events:

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Worthing
11th April 2018 – Book Here
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Worthing Newsletter – March 2018

Hello and welcome to our March newsletter!

We are looking forward to another busy couple of months following the success of our two March lunches.

We hope you are all looking forward to an early Easter this year and keep some room after all those lovely chocolate eggs for our ladies lunches. If you haven’t already done so, you could win some lovely Lindt chocolate eggs by entering our competition to guess how many eggs are in the jar, by visiting our Consortium Competition here. Hurry though as the Competition closes on Tuesday 3rd April at 9am!

We hope you enjoyed the sell out Brighton & Hove lunch on 13th March and the Eastbourne lunch on 23rd March. We’re looking forward to more exciting lunches throughout April and May, with our Worthing lunch at Casa Ciro on 11th April, our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these are already selling out fast so please book soon to avoid disappointment!

If you would like to boost your business or personal profile, you can be added to our Membership Directory for as little as £20 plus VAT. There is still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact yasmin@consortiumbiz.co.uk 

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

Our next Worthing lunch will take place on 11th April at Casa Ciro sponsored by Bennett Griffin. The venues will be rotated for the remaining lunches this year – further details will follow in the next few newsletters.

We hope you can join us!

The Bitterest Dispute – Contesting A Will

According to probate documents, Lady Lucan, the wife of Lord Lucan who vanished 40 years ago after murdering the family nanny, cut her children out of her Will because they lacked “good manners”.

She left her entire estate to the homeless charity, Shelter.

Lady Lucan had been estranged from her children for over 30 years.

The contents of a Will need not be so dramatic to cause a person to contest its contents.  And with the rise in house prices over the past 15 years, meaning estates of ‘ordinary people’ are often valued at close to a million pounds and over, the frequency of Wills being contested has dramatically increased.  However, the emotional impact of these cases should not be underestimated, and it is essential to instruct an experienced solicitor to advise you on the risks of challenging a Will, both financially and in relation to your family relationships.

Who can challenge a Will?

Anyone who has a beneficial interest or a potential beneficial interest in the deceased’s estate has the right to challenge a Will.  Often, those who contest a Will are the surviving relatives of the deceased.

Depending on the nature of the claim, you may only have six months from the grant of Probate to make a claim, so it is important to get early advice.

On what grounds can a Will be challenged?

There are several grounds on which a Will can be contested or the provision made for an individual under a Will can be challenged.  These are:

Execution:

A Will must be executed correctly, in accordance with the Wills Act 1937, section 9 to be valid.

Failure to meet one of the following requirements can render a Will invalid:

  • The Will is not in writing
  • The Will was not signed by the testator in the presence of two witnesses
  • The witnesses failed to sign the Will in front of the testator
  • The witnesses or their spouses benefit from the Will

Undue Influence

Making a claim of undue influence is essentially arguing that the person making the Will (the testator) has been forced into making it.

To prove undue influence, you would have to show that they were coerced, manipulated, deceived or bullied into drafting a Will which benefits the person applying the undue influence.

The test of undue influence is high and each case turns on its facts.  Threats or use of physical violence would qualify as undue influence, as would refusing to provide basic care.  However, pressure of any kind, if proven, may amount to undue influence as can the poisoning of the testator’s mind against a third party (known as fraudulent calumny).

Lack of Capacity

The common law test for testamentary capacity was set out in Banks v Goodfellow[1] as follows:

“It is essential to the exercise of such a power that a testator [a] shall understand the nature of the act and its effects; [b] shall understand the extent of the property of which he is disposing; [c] shall be able to comprehend and appreciate the claims to which he ought to give effect; and with a view to the latter object, [d] that no disorder of the mind shall poison his affections, pervert his sense of right, or prevent the exercise of his natural faculties – that no insane delusion shall influence his will in disposing of his property and bring about a disposal of it which, if the mind had been sound, would not have been made.”

To prove the testator lacked capacity, you will need to provide evidence that shows they lack capacity at the material time, however the fact that the deceased may have been suffering from mild to moderate dementia at the time they executed their Will does not automatically render it invalid. Again each case will turn on its own facts and evidence will be key, such as the deceased’s spouse, cohabitee or children.

Deathbed Wills, i.e. Will’s made by an individual on their deathbed, often give rise to questions of capacity given the timing of them and can sometimes also lead to questions of undue influence.

The validity of a Will may also be challenged on the basis of want of knowledge and approval and forgery.

Provision under the Will

Under the Inheritance (Provision for Family and Dependants) Act 1975, various categories of people can make a claim once the qualifying criteria have been met if they feel that reasonable financial provision has not been made for them in the testator’s Will, or under the Intestacy Rules if they die without a Will.


[1] 1869-70 L.R. 5 Q.B. 549

Upcoming Events:

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Worthing
11th April 2018 – Book Here
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here

Eastbourne Newsletter – March 2018

Hello and welcome to our March newsletter!

We are looking forward to another busy couple of months following the success of our two March lunches.

We hope you are all looking forward to an early Easter this year and keep some room after all those lovely chocolate eggs for our ladies lunches. If you haven’t already done so, you could win some lovely Lindt chocolate eggs by entering our competition to guess how many eggs are in the jar, by visiting our Consortium Competition here. Hurry though as the Competition closes on Tuesday 3rd April at 9am!

We hope you enjoyed the sell out Brighton & Hove lunch on 13th March and the Eastbourne lunch on 23rd March. We’re looking forward to more exciting lunches throughout April and May, with our Worthing lunch at Casa Ciro on 11th April, our Brighton & Hove lunch at the Ginger Pig on 8th May and our Eastbourne lunch on 18th May - these are already selling out fast so please book soon to avoid disappointment!

If you would like to boost your business or personal profile, you can be added to our Membership Directory for as little as £20 plus VAT. There is still an opening for a Sponsor of our wonderful Tunbridge Wells lunch – this is a great opportunity to boost your business or your own personal profile. For further information about this please contact yasmin@consortiumbiz.co.uk 

Please see the bottom of the newsletter, for a list of all of our remaining dates for 2018 which are bookable.

We have no membership fees and no long-term commitments – just good food, good company and networking. We hope you can join us!

Tickets are selling fast for the next Eastbourne lunch on 18th May at the Grand Hotel, sponsored by Humphrey & Co. Be sure to book your place soon!

SPRING STATEMENT & TAX DATA CARD

The Chancellor Philip Hammond presented his first Spring Statement on Tuesday 13 March 2018. In his speech he provided an update on the economy and also launched consultations on various aspects of the tax system. Please download our summary of the Spring Statement 2018 here. https://www.humph.co.uk/public/data/chalk/file/0/7/Spring%20Statement%202018.pdf

The Spring Statement also announced or confirmed many of the figures fundamental to our business and personal lives and the main ones are summarised in the 2018/19 Tax Data Card. We are sure that you will find it a useful point of reference throughout the coming tax year; please click the link below to download your copy. https://www.humph.co.uk/public/data/chalk/file/f/9/Tax%20Data%20Card%20April%202018-19.pdf

If you have any questions on the above updates please do not hesitate to contact us.

Upcoming Events:

Brighton & Hove
8th May 2018 – Book Here
10th July 2018 – Book Here
11th September 2018 - Book Here
13th November 2018 – Book Here

Tunbridge Wells
5th June 2018 – Book Here
7th August 2018 – Book Here
2nd October 2018 – Book Here
4th December 2018 – Book Here

Eastbourne
18th May 2018 - Book Here
27th July 2018 – Book Here
28th September 2018 – Book Here
23rd November 2018 – Book Here

Worthing
11th April 2018 – Book Here
13th June 2018 – Book Here
8th August 2018 – Book Here
10th October 2018 – Book Here
12th December 2018 – Book Here