Brighton & Hove Newsletter – May 2019

The next Brighton & Hove lunch will be on 14th May 2019, 12:30 PM – 2:30 PM at the Ginger Pig Pub, sponsored by Whitespace & ViiSana - Book here

Book onto upcoming dates here:

Hove Lunch dates
Brighton Lunch dates:

Sponsors:

ViiSana logo

ViiSana

&

222

Whitespace

Who is Whitespace and what do you do?

Whitespace is a Brighton-based creative agency specialising in design, web and marketing. We founded the business after having worked together in various guises for the last 12 years so we have a really solid and collaborative working relationship. Each of us leads one of our three focus areas.

Some clients come to us for just one of our services, others are keen to use all three. We are really focused on our areas of expertise – we don’t try to be all things to all men, instead we do what we do well and are supported by an exceptionally strong network of collaborators and friends in the industry.

How did the three of you come together?

We worked together as heads of department in the same company before forming Whitespace.

Steve and James also previously worked for years on web and app projects, while Milly was James’ client collaborating on various successful designs and marketing projects. “We recognised we could build something together that we could be proud of and haven’t looked back”

All of us share the same core values, creative approach and love of good design. We each have our individual specialisms and strengths. We recognised we could build something together that we could be proud of and haven’t looked back!

What makes Whitespace special?

Our clients tell us that they love the fact that Whitespace is owner-managed and that we’re personally involved with each and every project and client, from concept to delivery.

We have a personal, down-to-earth approach which seems to resonate well with our clients.

And, of course, good, thoughtful design underpins everything we do. We pride ourselves on listening carefully and truly understanding a brief before even thinking about putting pen to paper to start the design process.

What type of businesses do you help?

We work for such a wide range of business, large and small. Some of the organisations we have helped this year include the Green Party and Brighton University, both of whom we have ongoing relationships with. We work with charities such as Grace Eyre, a number of publishers including William Reed, OX Mag – and Sussex Business Times!  We’re currently working on a brand new website for Mayo Wynne Baxter.

It’s a diverse mix and we don’t operate on a sector-specific basis. To us the brief is more important than the sector. And chemistry with the client is really important to us too.

Give us an overview of one of your favourite projects

There are so many! One piece of work we’ve really enjoyed working on this year has been supporting the Green Party’s recruitment drive to gain new members. We developed a web page, predominately for mobile users, which incorporates a radial dial giving users the freedom to pledge whatever amount they feel appropriate for their membership (rather than being constrained to certain brackets).

The Green Party’s main website includes fairly static web pages, so we were keen incorporate video, lots of colour and dramatic images to drive up engagement levels. We also included elements such as testimonials from real people talking about what the party meant to them, to capture the essence of the party.

The web page produced a much higher percentage of people pledging more money. We’re so pleased that the average donation was significantly increased – and the client was too! This campaign is a classic example that shows how clever, considered design can drive hard return on investment for clients.

Talk us through your own branding. What’s behind the name Whitespace?

 We chose on the name Whitespace as it perfectly reflects our clear, simple way of thinking, our creative approach and love of good design.

The term whitespace is a significant one in the design industry.  It is at the heart of good design and helps strike a balance between positive and negative spaces and is key to aesthetic composition.

The three accent colours represent our three core areas of expertise: design, web and marketing.

“We pride ourselves on listening carefully and truly understanding a brief before even thinking about putting pen to paper to start the design process”

Talk us through some key industry trends

The concept of ‘Responsive Logos’ has been around for a little while now but is certainly gaining momentum. In a modern world, where screens come in all shapes and sizes, logos that can adapt and make best use of the available space really stand out.

Your logo no longer has to be a one size fits all solution – it can move, evolve scale and engage with the device and even your location like never before.

Getting it right can elevate your brand and has huge potential benefits from a creative and marketing perspective.

28 Foundry Street, Brighton, BN1 4AT

hello@whitespace.studio

01273 258000

 

Worthing Newsletter – April 2019

The next Worthing lunch will be on 10th April 2019 12:00 PM – 2:00 PM at Liming Mexican Grill & Bar, sponsored by Bennett Griffin - Book here

Book onto upcoming dates here:

Sponsor

BG mailchimp logo

Bennett Griffin

The possible impact of Brexit on leases

Brexit seems to be all we hear about these days, no matter what field you work in. There is still so much uncertainty but certain topics have already been brought before the courts.  One question that has recently been considered is whether or not a lease could be terminated on the ground of frustration following on from Brexit.

What is the doctrine of frustration?

If something happens after a contract is formed which makes it impossible to complete the contract or if something turns the obligation to be performed into a radically different obligation then the contract can be discharged on the ground of frustration.

Why could this be an issue?

In 2011, European Medicines Agency (EMA) was granted a 25 year lease by Canary Wharf Group. The property is located in London but EMA subsequently announced that they would be relocating their headquarters to Amsterdam following Brexit. As there is no break clause in the lease, Canary Wharf Group stated that EMA will still be bound by the terms of the lease and will therefore have to continue paying rent as well as complying with their other obligations contained in the lease. EMA’s case was that Brexit would frustrate the lease and they should be allowed to bring the lease to an end.

A trial recently took place and the Court had to make a decision as to whether or not Brexit was foreseeable at the time the lease was granted and, if not, did this change the contract or the obligations contained within it so that the lease could be frustrated.

If the Court agreed with EMA then this could have opened up the door for many other tenants to use this as the basis for their own leases to be terminated early. Fortunately for the Landlord in this case, the Court did not agree with EMA and their lease will continue.

Outcome

From the Landlord’s perspective the outcome of the trial was very positive. They still have a tenant paying rent and covering the costs for their property. Obviously for the tenant, the outcome is less than ideal. Even if they are no longer using the property they will still have to pay the rent and other outgoings as well as ensuring that all other tenant obligations are complied with.

The importance of Break Clauses

As mentioned above, there was no break clause in this 25 year lease. There could be a number of reasons for this – at the time the lease was granted perhaps EMA thought that there would be no need for this as they had no plans to move or perhaps Canary Wharf Group would not agree to this.  However, from a tenant’s perspective it is important to give full consideration to what could happen in the future. There will always be situations outside of our control and not everything is foreseeable but giving some thought to what terms could be put in place to protect you is always advisable. A break clause at one or more intervals during the term of this lease would have allowed EMA to bring their lease to an end early.

Property issues and Brexit

This is not the only issue which could arise following on from Brexit. There are many issues which may need to be reviewed once the UK has exited the EU. Many laws are currently in place which derive from EU regulations including Energy Performance Certificates and Minimum Energy Efficiency Standards. The truth is that we may not have a clear answer on many of these matters for some time now. However, if you do have any concerns relation to property, please do contact our property team who will be happy to discuss this further with you.

Eastbourne Newsletter – April 2019

The next Eastbourne lunch will be on 17th May 2019 12:00 PM – 2:00 PM at the Grand Hotel in Eastbourne, sponsored by Humphrey & Co - Book here

Book onto upcoming dates here:

Sponsor

H&Co_logo_hi-res

Humphrey & Co

Spring Statement 2019

Philip Hammond presented his Spring Statement on Wednesday 13 March 2019. So, what exactly did the Chancellor say and, more importantly, what did it actually mean?

A summary of this year’s Spring Statement is now available on our website.

The Chancellor responded to the Office for Budget Responsibility’s economic forecasts, as well as reaffirming the fundamental taxation changes which will affect businesses and individuals in the new tax year. We have included informative comments to help you assess the likely effect that the proposed changes may have on you personally and their significance. We hope the summary will provide you with a useful update and allow you to get to grips with the changes. If you have any questions in understanding how the changes to tax affect you, please do get in touch.

Read more here…

Brighton & Hove Newsletter – April 2019

The next Brighton & Hove lunch will be on 14th May 2019, 12:30 PM – 2:30 PM at the Ginger Pig Pub, sponsored by Whitespace & ViiSana - Book here

Book onto upcoming Brighton & Hove dates here:

Hove Lunch dates
Brighton Lunch dates:

Sponsors:

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Whitespace

ViiSana logo

ViiSana

 ViiSana, Rewarding Healthy Lives

ViiSana is one of Vitality’s largest Exclusive Associate brokers in volume terms and has recently been recognised as their fastest growing partner in 2018. This growth has been driven by using the Vitality product as the base for our proposition – and adding extra layers of products, services and most importantly, engagement support. Experience has taught us that sustainable, long term habit change (particularly in relation to he­alth and wellbeing programmes at work) is far stronger when ongoing engagement and relationship support is provided.

It might sound obvious but poor nutrition, inactivity, smoking and alcohol abuse, are the main causes of CV disease, diabetes, chronic lung disease and various cancers. Together they contribute to 60% of deaths in the UK*. Our clients life expectancy can be changed through engaging in a healthy living programme. At ViiSana we don’t just protect our clients, we reward them for getting healthy!

We provide a full sup­port service including wellness days, open clinics, ongoing advice and support – as well as lots of additional benefits and rewards.

ViiSana is a multi-award-winning Sussex based family run business that offers life and health insurance with a difference.
*Source: Vitality

Worthing Newsletter – March 2019

The next Worthing lunch will be on 10th April 2019 12:00 PM – 2:00 PM at Liming, sponsored by Bennett Griffin - Book here

Book onto upcoming dates here:

Sponsor:

BG mailchimp logo

Bennett Griffin

Top 5 tips if you’re in a cycling accident

Posted By:  on 8th February 2019

As we all know cyclists are identified in the Highway Code as one of the more vulnerable groups of road users.
In my experience having acted for numerous injured cyclists, accidents arise because of 3 reasons. These are the actions of other road users, defects in the road structure, or defective equipment, ie your bike just lets you down!
If you are injured and it isn’t your fault, you maybe entitled to make a claim for your injuries and financial losses. But crucially some of the most important evidence often needs to be obtained at the very moment the adrenaline is running to the max. So here are my top 5 tips to remember at the scene of an accident:
1. The most important thing is to appreciate whether you are still in danger following the collision. If you come off your bike, get yourself safe before doing anything else. If you are not able to, shout or wave to get the attention of others.

2. If in doubt, call for emergency backup. We’ve all experienced defensive and therefore aggressive drivers, so if you are riding on your own don’t feel bad about calling the police if you feel intimidated. If they do attend then ask them to put their details in your phone. It sounds obvious but if you need medical help, phone an ambulance, but certainly get a hospital check-up especially if your helmet was damaged. The advantage of this is that it will act as a permanent record of the accident which is sometimes the difference between recovering the cost of that replacement carbon bike or not.

3. Take your time and don’t be rushed. Hopefully you will just have a few bruises and a slightly damaged ego, but however experienced you are, there will always be an element of shock. If people have stopped then don’t get all British about it. Accept friendly help and assess whether you are fit enough to pedal off.

4. Before you do pedal away though, think evidence, evidence, evidence. Here you will be thankful you asked for that new phone clip for Christmas. Take the details of anyone who might have caused the collision. If you do one thing, take a photo of their registration plate as lawyers can carry out a search to find the relevant insurance just from the reg plate. If anyone witnessed the accident, get them to write their details in your phone. Independent witnesses will often decide a case in your favour. Take photos of the area; as many as you can that show the scene. Remember people’s memories fade, so snap away, even if you think it irrelevant. If a pothole caused you to come off your bike, take photos of it, but also of the general vicinity so it can be identified later. If there are other potholes, take pictures of those; (it gives the impression of a poorly maintained road). If you can take a photo that shows the depth of the pothole, even better. Above all though, don’t put yourself in danger doing this, you can always come back later with a friend.

5. Check your bike over to see if it is safe to ride away. Only ride off once you have looked for damage to the wheels, components and frame (especially important with a carbon frame). When you get back get an experienced bike technician to inspect it. If any claim is successful these are the type of costs that will be recoverable.

Tim Ransley is an Associate Solicitor within the Personal Injury team at Bennett Griffin. As a keen local cyclist, and a member of Worthing Excelsior CC as well as being an Advanced Driver, he is particularly well placed to advise on cycling accidents. He is able to act for clients on no win no fee agreements.

Eastbourne Newsletter – March 2019

The next Eastbourne lunch will be on 22nd March 2019 12:00 PM – 2:00 PM at the Grand Hotel in Eastbourne, sponsored by Humphrey & Co - Book here

Book onto upcoming dates here:

Sponsor:

H&Co_logo_hi-res

Humphrey & Co

Capital Gains Tax entrepreneurs’ relief change for shareholders

The latest Finance Bill detailed important changes to CGT entrepreneurs’ relief that could have the effect of denying the relief to certain employee shareholders. As the result of lobbying by the professional bodies the government have made a late change in the Finance Bill to the definition of “personal company” so that fewer shareholders will be denied the relief when they dispose of their shares.

The normal test is that the shareholder is required to be entitled to at least 5% of the company’s ordinary share capital, voting rights, profits available for distribution, and assets available on the winding up of the company.

The amendment provides an alternative test which would allow relief where the individual is entitled to at least 5% of the sale proceeds in the event of a disposal of the whole of the ordinary share capital of the company, even if the 5% test in relation to distributable profits and assets on a winding up was not satisfied.

This remains a complex area and we would suggest that you contact us to review your company’s share structure to check whether particular shareholders would be entitled to relief for their shares.

Brighton & Hove Newsletter – March 2019

We are excited to announce that we are launching a new lunch, the Brighton Lunch! The first meeting will be on the 4th June 2019 – for more information click here

The next Brighton & Hove lunch will be on 12th March 2019, 12:30 PM – 2:30 PM at the Ginger Pig Pub, sponsored by Whitespace & ViiSana - Book here

Book onto upcoming dates here:

Hove Lunch dates

Sponsor:

ViiSana logo

ViiSana 

222

Whitespace

 

Who is Whitespace and what do you do?

Whitespace is a Brighton-based creative agency specialising in design, web and marketing. We founded the business after having worked together in various guises for the last 12 years so we have a really solid and collaborative working relationship. Each of us leads one of our three focus areas.

Some clients come to us for just one of our services, others are keen to use

all three. We are really focused on our areas of expertise – we don’t try to be all things to all men, instead we do what we do well and are supported by an exceptionally strong network of collaborators and friends in the industry.

How did the three of you come together?

We worked together as heads of department in the same company before forming Whitespace.

Steve and James also previously worked for years on web and app projects, while Milly was James’ client

collaborating on various successful designs and marketing projects.

“We recognised we could build something together that we could be proud of and haven’t looked back”

 

All of us share the same core values, creative approach and love of good design. We each have our individual specialisms and strengths. We recognised we could build something together that we could be proud of and haven’t looked back!

What makes Whitespace special?

Our clients tell us that they love the fact that Whitespace is owner-managed and that we’re personally involved with each and every project and client, from concept to delivery.

We have a personal, down-to-earth approach which seems to resonate well with our clients

And, of course, good, thoughtful design underpins everything we do. We pride ourselves on listening carefully and truly understanding a brief before even thinking about putting pen to paper to start the design process.

What type of businesses do you help?

We work for such a wide range of business, large and small. Some of the organisations we have helped this year include the Green Party and Brighton University, both of whom we have ongoing relationships with. We work with charities such as Grace Eyre, a number of publishers including William Reed, OX Mag – and Sussex Business Times!  We’re currently working on a brand new website for Mayo Wynne Baxter.

It’s a diverse mix and we don’t operate on a sector-specific basis. To us the brief is more important than the sector. And chemistry with the client is really important to us too.

Give us an overview of one of your favourite projects

There are so many! One piece of work we’ve really enjoyed working on this year has been supporting the Green Party’s recruitment drive to gain new members. We developed a web page, predominately for mobile users, which incorporates a radial dial giving users the freedom to pledge whatever amount they feel appropriate for their membership (rather than being constrained to certain brackets).

The Green Party’s main website includes fairly static web pages, so we were keen to incorporate video, lots of colour and dramatic images to drive up engagement levels. We also included elements such as testimonials from real people talking about what the party meant to them, to capture the essence of the party.

The web page produced a much higher percentage of people pledging more money. We’re so pleased that the average donation was significantly increased – and the client was too! This campaign is a classic example that shows how clever, considered design can drive a hard return on investment for clients.

Talk us through your own branding. What’s behind the name Whitespace?

We chose on the name Whitespace as it perfectly reflects our clear, simple way of thinking, our creative approach and love of good design.

The term whitespace is a significant one in the design industry.  It is at the heart of good design and helps strike a balance between positive and negative spaces and is key to aesthetic composition.

The three accent colours represent our three core areas of expertise: design, web and marketing.

“We pride ourselves on listening carefully and truly understanding a brief before even thinking about putting pen to paper to start the design process”

Talk us through some key industry trends

The concept of ‘Responsive Logos’ has been around for a little while now but is certainly gaining momentum. In a modern world, where screens come in all shapes and sizes, logos that can adapt and make best use of the available space really stand out.

Your logo no longer has to be a one size fits all solution – it can move, evolve scale and engage with the device and even your location like never before.

Getting it right can elevate your brand and has huge potential benefits from a creative and marketing perspective.

 

28 Foundry Street

Brighton

BN1 4AT

hello@whitespace.studio

www.whitespace.studio

01273 258000

 

Worthing Newsletter – February 2019

The next Worthing lunch will be on 27th February 2019 12:00 PM – 2:00 PM at the Casa Ciro, sponsored by Bennett Griffin - Book here

Book onto upcoming dates here:

Sponsor:

BG mailchimp logo

 

‘Tis the season for a (jolly or otherwise) fresh start for many…

Sadly, the Christmas period is historically a time for pre-existing family problems to boil over and culminate in further disputes and crisis. The wrangles with the in-laws as to which is truly the “best festive film ever” can, on a very minor scale, cause unpleasant feuding. Apparently insurmountable arguments and impasse with your estranged wife/husband/partner, about contact with your three year old daughter, can be a serious tipping point.

The New Year heralds positivity and the prospect of change, welcome and not so welcome. Many of us feel galvanised and ready to do that which previously seemed beyond our capabilities. Therefore, it comes with no surprise that the period of December 2018 and January 2019 has seen hundreds of people applying for a divorce. This news was revealed by the government in its latest announcement claiming success in moving justice processes online. Something of a festive offering of a glass of mulled wine, a mince pie and a Decree Absolute to take away. (Only the Decree Absolute is part of the online package in fact.)

In total more than 23,000 applications for divorce have been made online since the service was launched in April 2018. That includes 455 applications filed between 24 December 2018 and 1 January 2019 – with 13 submitted on Christmas Day itself! (More productive than watching a classic John Hughes film which you have seen every year for the last 15 years-? Quite possibly.) The Ministry of Justice is keen to proclaim the benefits of the fledgling system, which has been introduced as part of the wider £1bn modernisation programme.

As lawyers expertly equipped to advise as to the divorce process, my colleague Jackie Gifford and I can appreciate the possible benefits of online services to those with a relatively straight forward divorce situation, for instance an agreed basis for the divorce; short marriage; separate finances and no children.
However! Very few break ups are without the need for specific, tailored advice as to the finances and/or children’s matters, even where the facts of the break up are agreed between the parties and all appears simple. And, the government is necessarily and quite properly, a neutral body, and the Court an impartial forum and so advice about the divorce and or related issues should always be sought from lawyers and preferably Resolution trained Family lawyers.

And as for the online method saving time and costs-? Well, that is only true if the forms are completed correctly in the first place. Ticking the right box is not pedantic, it’s essential. Having to come to see a lawyer about starting afresh or amending papers can be more costly than taking advice in the first place; a definite false economising.

If convenience is a key factor in obtaining a divorce, we at Bennett Griffin can accommodate by matching the service package to your needs. In short, if you want us to take it off your hands, that’s what we’ll do. We will report back to you with updates and advice about the progress of your divorce, including as to any issues which arise if, despite initial assurances, the other party does not co-operate (yes, it happens).

Your time is valuable and you need the most important aspects of your life to be looked after well. Invite us to work for and with you and we’ll give you the peace of mind and space to focus on the less vital things in life, such as: is the best festive film ever “Home Alone (no.1 of course)” or “National Lampoons”-? We look forward to helping you in 2019 and as a result, we hope that you will decide that “It’s a Wonderful Life”…

Jacqueline Mensah is a Family and Collaborative Lawyer and Jackie Gifford is a Family Lawyer and Mediator. Both are Resolution trained and have combined expertise in a vast array of family issues. Bennett Griffin’s Family team welcomes all enquiries, in confidence and at your convenience.

Eastbourne Newsletter – February 2019

The next Eastbourne lunch will be on 22nd March 2019 12:00 PM – 2:00 PM at the Grand Hotel in Eastbourne, sponsored by Humphrey & Co - Book here

Book onto upcoming dates here:

Sponsors:

H&Co_logo_hi-res

New Year Resolutions to Save Tax

At this time of year we think about New Year’s resolutions. It is also a good time to start planning your tax affairs before the end of the tax year on 5th April.

An obvious tax planning point would be to maximise your ISA allowances for the 2018/19 tax year (currently £20,000 each). You might also want to consider increasing your pension savings before 5 April 2019 as the unused annual pension allowance is lost after three years.

For those looking to do some inheritance tax planning it would be a good time to review (or make) your Will.

 Pension Planning

For most taxpayers the maximum pension contribution is £40,000 each tax year, although this depends on their earnings.

This limit covers contributions by both the individual and their employer. Note that the unused allowance for a particular tax year may be carried forward for three years and can be added to the relief for the current year, but then lapses if unused. Hence the unused pension allowance for 2015/16 will lapse on 5 April 2019 if unused. Note that under the current rules the net after tax cost of saving £10,000 in a personal pension for a higher rate taxpayer is only £6,000 but there are rumours that this generous relief may be reduced in the future.

 Passing On the Family Home

New inheritance tax rules for passing on the family home came into being on 6 April 2017 in the form of an additional nil-rate band, known as the ‘main residence nil-rate band’. The availability of this additional relief should be taken into account when drafting your Will.

From 6 April 2017 this addition to the existing £325,000 nil-rate band is available on death where your home is left to your direct descendants such as children or grandchildren. This relief is being phased in between 2017 and 2020 and will result in up to £175,000 being available as a deduction for inheritance tax purposes by the 2020/21 tax year. In addition, like the nil-rate band, the main residence nil-rate band can be transferred to a spouse or civil partner. There are however restrictions to this relief if your assets exceed £2 million.

This additional inheritance tax relief is available even when you downsize to a smaller property.

For example if a married couple currently live in a large house worth £500,000 and downsize to a flat worth £250,000 they could give away some of the proceeds during their lifetime and yet still benefit from inheritance tax relief based on the higher valued property. They could even sell up completely and move into a rental property and still get the inheritance tax relief!

Our Trust & Estate team can provide you with further information on this potentially valuable relief. They can also assist with your Will and at the same time consider the availability of reliefs as part of a review of your potential inheritance tax liability.

Brighton & Hove Newsletter – February 2019

The next Brighton & Hove lunch will be on 12th March 2019, 12:30 PM – 2:30 PM at the Ginger Pig Pub, sponsored by Whitespace & ViiSana - Book here

Book onto upcoming dates here:

Sponsors:

ViiSana logo

ViiSana

ViiSana is one of Vitality’s largest Exclusive Associate brokers in volume terms and has recently been recognised as their fastest growing partner in 2018. This growth has been driven by using the Vitality product as the base for our proposition – and adding extra layers of products, services and most importantly, engagement support. Experience has taught us that sustainable, long term habit change (particularly in relation to he­alth and wellbeing programmes at work) is far stronger when ongoing engagement and relationship support is provided. We provide a full sup­port service including wellness days, open clinics, ongoing advice and support – as well as lots of additional benefits and rewards.

222