finance planning

Planning for you and your family’s future is difficult. There are so many challenges. We can help.

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Volatile times

By Crown Wealth Consultants

When you live in volatile and uncertain times, should you put your long-term plans on hold?


Read or watch the news, and you will encounter a world that’s volatile,
uncertain, complex and ambiguous. Glance at a stock market’s performance
over the course of a few weeks, and what stands out is probably not the general
direction of travel, but the short-term seesawing of prices – especially during a
volatile period.

Those characteristics can make the task of planning for you and your family’s
future feel all the more daunting.

As investors, it can be all too tempting to try to predict the future, or react to
events as they happen. However, on the one hand, even long-term investors can
all too easily respond emotionally to short-term volatility; and make bad
decisions as a result. On the other, events are unpredictable at the best of times,
and perhaps especially just now. On top of all this, it’s not always easy to sort
the facts from the fake news.

The wide range of current challenges make the world highly unpredictable. In
the context of saving and investing, the products and services we need to help us
are similarly numerous and complex. Do you take the DIY approach to
investing, seek guidance, or look for professional financial advice?

Do you know your ISAs from your pensions and unit trusts – and how do you
choose? Where should you invest? In public or private markets? In equities,
bonds, or property? And should you seek out active managers or passive funds?
The weight, number and nuance of such questions can make us yearn for
simpler times – and bury our heads in the sand. Yet that will not help you secure
a brighter future for you and your family. In times like these, it’s important to
take action and speak with someone you trust.

A professional financial adviser can help guide you through the wealth of
options available, to keep your eyes focused on the horizon, and to help you to
achieve your long-term financial goals.

To receive a complimentary guide covering wealth management, retirement
planning or Inheritance Tax planning, contact Lisa Laing at Crown Wealth
Consultants on 01323 442353 or email